Your initial Meeting is free of charge.
This gives both us and you the opportunity to get to know each other to determine whether we are the right fit.
Initial Financial Planning Fees
For financial planning work, we charge based on the time required and the complexity of your circumstances. After the initial meeting, we provide you with a written estimate before any chargeable work begins.
Hourly fee rates used to calculate your personalised quote:
- Advising: £275 per hour
- Paraplanning: £125 per hour
- Administration: £75 per hour
Example scenarios and charges:
| Simple | Standard | Complex | |
|---|---|---|---|
| Scenario | Client seeks advice on the best way to use an inheritance, considering paying off mortgage and/or arranging investments or putting money into pension. This involves two meetings. | Clients with several pensions and investments want to know when they can afford to retire. The review will involve looking at each of their policies in isolation and holistically, considering the investment options of each contract, options to transfer and modelling scenarios around different retirement ages. This involves three meetings. | In addition to the standard example, the clients are also selling a business and want to consider the best way to meet their income needs. They want to consider gifting money to family and the inheritance tax implications. This type of case may involve working with other professionals. This involves several meetings. |
| Advice | 4 hrs x £275 | 10 hrs x £275 | 30 hrs x £275 |
| Paraplanning | 3 hrs x £125 | 10 hrs x £125 | 15 hrs x £125 |
| Admin | 4 hrs x £75 | 10 hrs x £75 | 15 hrs x £75 |
| Total Cost | £1,775 | £4,750 | £11,250 |
Implementation Fees
There is no additional charge for implementing our recommendations. This means you pay nothing extra for us to arrange new investments, pensions or other solutions proposed in your plan.
Ongoing Review & Support Fees
Ongoing advice is typically charged as percentage of the assets we manage for you, capped at £10,000 per year. For clients with larger portfolios, this can represent significantly better value than many of our competitors.
| Tier 1 | Tier 2 |
|---|---|
| £0 - £1,000,000 | £1,000,000+ |
| 0.75% | 0.5% |
Our capped structure ensures you are not penalised for your success. Instead, your costs remain proportionate to the work involved. It’s a simple principle, and it underpins everything we do: a commitment to transparency, fairness and long-term client value.
"I have every confidence in recommending Claire to clients as I know she will do an excellent job."