Our structured advice process is designed to provide a clear, thorough and personalised financial planning journey. Each stage ensures you are fully informed and supported, from our initial conversation through to implementation and ongoing review. You'll always understand where you stand and what to expect next, with transparency and clarity at every step.
Stage 1 – Initial Meeting
An introductory, no-obligation meeting to understand your personal and financial circumstances, goals, and priorities – and for you to learn about our service. By the end, we'll outline how we can help and the likely costs.
Stage 2 – Research
We gather detailed information about your existing arrangements, often using letters of authority to contact providers. This helps us fully understand your position and assess the suitability of current plans.
Stage 3 – Second Meeting (Inform and Discuss)
We present our findings and use cash-flow modelling to illustrate your financial position and explore scenarios such as retirement timing or investment strategies. You'll have time to reflect before deciding how to proceed.
Stage 4 – Third Meeting (Formal Advice)
We provide a written report with tailored recommendations and a clear breakdown of all costs and agree the way forward with you before any implementation.
Stage 5 – Implementation
We manage all paperwork and processes for any agreed actions, ensuring everything is set up correctly and investments are made as intended.
Stage 6 – Aftercare
Once everything is in place, we check with you to confirm you have all documentation, online access, and full clarity to ensure you’re happy with our service.